Consider the unit disk (bounded by the circle of radius $1$, centered at the origin). Now, to construct an ellipse whose axes are $a$ along the $x$-axis and $b$-along the $y$-axis. This corresponds to the application of the linear transformation
$$
\begin{bmatrix}a&0\\0&b\end{bmatrix}.
$$
We can confirm that this is an ellipse because if your original coordinates are $x_1$ and $x_2$ while your new coordinates are $y_1$ and $y_2$, we have $y_1=ax_1$ and $y_2=bx_2$. Therefore, $y_1$ and $y_2$ satisfy:
$$
\frac{y_1^2}{a^2}+\frac{y_2^2}{b^2}=1.
$$
Since linear transformations scale areas by the determinant (and the original disk has area $\pi$), the resulting area is $ab\pi$.