(I). If $Y$ is a subset of $X$ with at least $2$ members and if $\{B_d(y,r_y):y\in Y\}$ is a pair-wise disjoint family, with each $r_y>0,$ then $B_d(y,r_y)\cap (Y$ \ $\{y\})=\phi$ for every $y\in Y$, so for every $y\in Y$ we have $\inf \{d(y,y'): y\ne y'\in Y\}\geq r_y>0.$ So $Y$ must be a discrete sub-space of $X.$
(II). If $d$ is the discrete metric on $X,$ that is if $d(x,x')=1$ whenever $x,x'$ are unequal members of $X,$ then all sub=spaces of X are discrete. And we can let $r_y=1$ for each $y\in Y.$ In this case, when $y,y'$ are unequal members of $Y,$ we have $r_y+r_{y'}=2>1= d(y,y').$
(III). In general, $r+r'> d(y,y')>0$ does not always imply $B_d(y,r)\cap B_d(y',r')\ne \phi$ even when $\sup \{d(y,z): z\in B_d(y,r)\}=r$ and $\sup \{d(y',z'):z'\in B_d(y',r').$ For example with $X=[0,1]\cup [2,3]$ with the usual metric $d(x,x')=|x-x'|$, let $y=1,y'=2,$ and $r=r'=1.$
(IV). On the other hand,for some metric spaces, $B_d(y,r)\cap B_d(y',r')=\phi$ implies $r+r'\geq d(y,y').$ For example, $X=\mathbb R.$ In this example, let $Y=\mathbb Z.$ Let $r_y=1/2$ for all $y\in Y.$ We have $r_y+r_{y+1}=1=d(y,y+1)$ and $B(y,1/2)\cap B(y',1/2)=\phi$ for all distinct $y,y' \in Y$.
(V). A converse to paragraph (I) above: If $Y$ is a discrete sub-space of $X$ with at least $2$ members, then for each $y\in Y$ let $r_y=\frac {1}{3}\inf \{d(y,y'):y\ne y'\in Y\}.$ A little bit of work with the triangle equality will show that $B_d(y,r_y)\cap B_d(y',r_{y'})=\phi$ when $y,y'$ are unequal members of $Y.$