The time until the next car accident for a particular driver is exponentially distributed with a mean of 200 days. Calculate the probability that the driver has no accidents in the next 365 days, but then has at least one accident in the 365-day period that follows this initial 365-day period.
Attempt
Let $T$ be the time it takes for a driver to have a car accident. We are given $T$ is $exp( \lambda = 1/200 )$. We need to find
$$ P(T > 365) = 1 - F(365) = 1 - 1 + e^{-365/200} = 0.1612 $$
Is this correct? MY answer key says the correct answer should be $\boxed{0.1352}$. What am I missing here?