If i correctly understand the situation, $2$ is an absorbing state, and we have a Markov chain with matrix
$$
A=\begin{bmatrix}
\frac{19}{20} & \frac{1}{20} & 0 \\
\frac{2}{25} & \frac{77}{100} & \frac{3}{20} \\
0 & 0 & 1
\end{bmatrix}\ .
$$
The solution with a program like sage is as follows:
sage: A = matrix( QQ, 3,3,[ 0.95, 0.05, 0, 0.08, 0.77, 0.15, 0, 0, 1 ] )
sage: var('t');
sage: v = vector( QQ, [1,0,0] )
sage: v * A^t * v
10/11*97^t/100^t + 1/11*3^t/4^t
Why?
The given matrix is diagonalizable, its diagonal / Jordan form is the following one, sage again (in this century, life is too short else):
sage: J, S = A.jordan_form(transformation=True)
sage: J
[ 1| 0| 0]
[------+------+------]
[ 0|97/100| 0]
[------+------+------]
[ 0| 0| 3/4]
sage: S
[ 1 1 1]
[ 1 2/5 -4]
[ 1 0 0]
sage: A == S*J*S.inverse()
True
This represents $A$ as follows:
$$ A = SJS^{-1}\ ,$$
where $S$ is the above invertible matrix, and $J$ is diagonal with eigenvalues $1$, and $97/100=0.97$, and $3/4=0.75$. After $t$ steps, the transition matrix (from the initial state) is
$$
\begin{aligned}
A^t
&= (SJS^{-1})^t
\\
&=\underbrace{(SJS^{-1})\ (SJS^{-1})\ \dots\ (SJS^{-1})}_{t\text{ times}}
\\
&=SJ\ S^{-1}S\ J\ S^{-1}S\ \dots\ S^{-1}S\ J \ S^{-1}
\\
&=SJ\ \ J\ \ \dots\ \ J \ S^{-1}
\\
&=SJ^tS^{-1}
\\
&=
\begin{bmatrix}
1 & 1 & 1 \\
1 & \frac{2}{5} & -4 \\
1 & 0 & 0
\end{bmatrix}
\begin{bmatrix}
1 & 0 & 0 \\
0 & \frac{97}{100} & 0 \\
0 & 0 & \frac{3}{4}
\end{bmatrix}^t
\begin{bmatrix}
0 & 0 & 1 \\
\frac{10}{11} & \frac{5}{22} & -\frac{25}{22} \\
\frac{1}{11} & -\frac{5}{22} & \frac{3}{22}
\end{bmatrix}
\\
&=
\begin{bmatrix}
1 & 1 & 1 \\
1 & \frac{2}{5} & -4 \\
1 & 0 & 0
\end{bmatrix}
\begin{bmatrix}
1^t & 0 & 0 \\
0 & \left(\frac{97}{100}\right)^t & 0 \\
0 & 0 & \left(\frac{3}{4}\right)^t
\end{bmatrix}
\begin{bmatrix}
0 & 0 & 1 \\
\frac{10}{11} & \frac{5}{22} & -\frac{25}{22} \\
\frac{1}{11} & -\frac{5}{22} & \frac{3}{22}
\end{bmatrix}
\end{aligned}
$$
We only need now the entry on the position $(1,1)$ of the above matrix $A^t$, written explicitly. (Here the upper index $t$ is a power.)
This entry is as computed initially in four lines,
sage: (A^t)[0,0]
10/11*97^t/100^t + 1/11*3^t/4^t
sage: latex(_)
$$
\frac{10 \cdot 97^{t}}{11 \cdot 100^{t}} + \frac{3^{t}}{11 \cdot 4^{t}}
$$
which is an exact value,
and now we should approximate e.g.
$$
\left(\frac{97}{100}\right)^t = 0.97^t=(1-0.03)^t\approx(\exp(-0.03))^t=\exp(-0.03t)\ .
$$