Here's a question I've asked myself : let $M$ be some manifold, and let $W_0 \subset W_1 \subset W_2 \dots $ be countable increasing sequence of regular submanifolds of $W$. Is $\cup_n W_n$ a regular submanifold of $W$ ? I don't think this is true, but I cannot find a counterexample...
Any help greatly appreciated !