Let $X=(X_{1},...,X_{n})$ and $Y=(Y_{1},...,Y_{n})$ be independent simple samples from the distributions of $\mathcal{N}(m_{x},\sigma ^2)$ and $\mathcal{N}(m_{y},\sigma ^2)$, respectively. Which of the following two estimators: $T_{1}(X,Y) = \overline{X} \ \overline{Y}$, $T_{2} (X,Y)= \frac{1}{n} \sum \limits_{i=1}^{n} X_{i}Y_{i}$ is a better estimator for the parameter $t=m_{x}m_{y}$?
$(\overline{X} = \frac{1}{n}\sum \limits_{i=1}^{n}X_{i})$
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I look forward to guidance. I know that we definitely need to calculate some expected values but I don't know what. How to start?