Suppose $a_n>0$ and $$S_0=1,S_n=\sum_{k=1}^{n}a_k.$$ We have the result $\sum a_n$ converges iff $\sum\frac{a_n}{S_n}$ conveges. And also we can show that $$\sum_{n=1}^{\infty}a_n\ \mbox{converges}\iff \sum_{n=1}^{\infty}\frac{a_n}{S_{n-1}}\ \mbox{converges}.$$
$\textbf{Proof:}$ If $\sum_{n=1}^{\infty}a_n$ converges, then $S_n\to S>0$, and $$\frac{a_n}{S_{n-1}}\sim\frac{a_n}{S},\ \ n\to\infty.$$ So $\sum_{n=1}^{\infty}\frac{a_n}{S_{n-1}}$ converges.
If $\sum_{n=1}^{\infty}a_n$ diverges, then $S_n\to \infty$, and $$\frac{a_n}{S_{n-1}}>\log\left(1+\frac{a_n}{S_{n-1}}\right) =\log S_n-\log S_{n-1},$$ this implies $$\sum_{k=1}^{n}\frac{a_k}{S_{k-1}}>\log S_{n+1}\to\infty, n\to\infty.$$ So $\sum_{n=1}^{\infty}\frac{a_n}{S_{n-1}}$ diverges.
Combining the above two result, we can conclude that $$\color{red}{\sum\frac{a_n}{S_{n-1}}\ \mbox{converges}\iff \sum\frac{a_n}{S_n}\ \mbox{converges}}.$$
$\textbf{My question is that is there a direct method to prove:}$ $$\color{red}{\sum\frac{a_n}{S_{n-1}}\ \mbox{converges}\iff \sum\frac{a_n}{S_n}\ \mbox{converges}}.$$ One direction is very easy due to $$\frac{a_n}{S_n}<\frac{a_n}{S_{n-1}}.$$
It is expected to give a direct proof of $$\sum\frac{a_n}{S_n}\ \mbox{converges}\implies \sum\frac{a_n}{S_{n-1}}\ \mbox{converges}$$
Any help and hints will welcome.
Is the following generalization is right? For fixed positive integer $k$, $$\color{red}{\sum_{n\geq k}\frac{a_n}{S_{n-k}}\ \mbox{converges}\iff \sum\frac{a_n}{S_n}\ \mbox{converges}}.$$