$\begin{array}{|c|c|c|c|} \hline & X = a & X = b & \text{Total} \\ \hline Y = c & 20 & 70 & 90 \\ \hline Y = d & 15 & 45 & 60 \\ \hline \text{Total} & 35 & 115 & 150 \\ \hline \end{array}$
$P(X = a\hspace{.5 em} OR\hspace{.5 em} Y \ne c)$
Since X can be and Y can be not c at the same time, I'm guessing they are not mutually exclusive so I cannot use the following formula.
$P(X = a\hspace{.5 em} OR\hspace{.5 em} Y \ne c) = P(X = a) + P(Y \ne c) = \frac{95}{150}$
I just need to verify this is wrong or right.